Talk:Bank rate

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US perspective[edit]

This article seems to be exclusively about US bank rates. I will add some UK information. Biscuittin 15:45, 15 June 2007 (UTC)[reply]

Misleading[edit]

http://sxray.wordpress.com/ Please see the link for the correct take on this subject. The definitions provided here are wrong. —Preceding unsigned comment added by 122.167.76.81 (talk) 20:08, 18 February 2010 (UTC)[reply]

Reserve Bank of India[edit]

The article has been mutilated to focus on the Reserve Bank of India (RBI in the text). This needs to be fixed. --vvarkey (talk) 08:39, 11 April 2010 (UTC)[reply]

Candian rate[edit]

It may be that the Bank of Canada interest rate band is set 8 times a year and not monthly (see Bank of Canada Webpage - http://www.bankofcanada.ca/monetary-policy-introduction/key-interest-rate/) — Preceding unsigned comment added by 174.88.134.144 (talk) 13:40, 15 January 2012 (UTC)[reply]

Merger proposal[edit]

I propose that Discount window be merged into Bank rate. The discount window is just the name of the US discount rate facility, and the international name for the discount rate appears to be the bank rate (according to Fundamentals of Economics by Boyes and Melvin). So it's really the same topic. The term bank rate has the additional benefit that it avoids confusion with the multiple other meanings of discount rate.greenrd (talk) 16:35, 22 August 2013 (UTC)[reply]

Actually there are many meanings of the term "Bank rate" both formal and informal. "Discount rate" is almost as confusing. However "Discount window" seems to be used exclusively for central bank lending to other banks, so the merge should be to "Discount window." Smallbones_(smalltalk) 17:47, 22 August 2013 (UTC)[reply]

I have mostly come across the term "Bank Rate", so I understand it like "Bank rate is the rate at which the Central bank lends to commercial banks through it's discount window....", so I would prefer merging "discount window" to "Bank Rate". Indeed, meanings of both terms vary across countries, but "discount window/rate" is more misleading and seems like an advertising term.Atul Sisodia (talk) 19:55, 22 August 2013 (UTC)[reply]

I personally don't see the need to merge articles describing different (though connected) matters. Discount window is an instrument while bank rate is the rate that applies to this (and possibly other) instrument.--RoadTrain (talk) 13:06, 23 August 2013 (UTC).It is tooo good.[reply]

Merge: This is a logical merger. Currently under the section "United States" there is only one sentence. -- Kndimov (talk) 18:00, 10 April 2015 (UTC)[reply]

Oppose merger. The article on Discount window is basically about the US financial instrument. As such it is a good clear article about a difficult-to-understand thing. The article also makes it clear that at least one other currency area (the eurozone) has similar arrangements, which have a different name and different procedures. There is also an article about the UK Official bank rate, which explains that instrument. Merging all these articles would just produce a long and confusing article. Keeping them separate with an overall summary article (this one) is the best of all possible solutions.-- Toddy1 (talk) 09:11, 14 September 2015 (UTC)[reply]

European Central Bank[edit]

The article doesn't refer to the bank rate maintained by the European Central Bank (ECB). Is this intentional?Fconaway (talk) 23:32, 12 November 2013 (UTC)[reply]

Good point, ECB info has been added. Sargdub (talk) 23:33, 17 November 2015 (UTC)[reply]

Theory[edit]

Would be great to add a section or a reference talking to which Economic theory banks use to inform their decisions. Something like the AD-AS Model, or whichever theory they actually use to inform their decisions.

Perhaps also a history of how these came to be and used would be a great addition. 198.145.145.244 (talk) 16:20, 22 March 2023 (UTC)[reply]

Why does "rediscount rate" redirect here?[edit]

Not mentioned here. Is it a synonym of "discount rate" (which is mentioned)? 2A00:23C5:FE56:6C01:255C:F968:37F0:7F18 (talk) 15:17, 21 August 2023 (UTC)[reply]