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Submission declined on 7 March 2024 by Dan arndt (talk).

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Declined by Dan arndt 2 months ago. Last edited by Dan arndt 2 months ago. Reviewer: Inform author.

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Comment: Need to clarify what the draft article is actually about. Dan arndt (talk) 07:44, 7 March 2024 (UTC)

              'The First Payments Bank to launch an IPO'

Fino Payments Bank launched an IPO on 29th October 2021 and became the first 'Payments Bank Fintech' to do so. They have got more than 13 lakh merchant points and have presence in more than 97% of Indian districts.

     In December 2023, they applied for the licence of 'Small Finance Bank' and this year they crossed the customer base of one crore people.
     They have been profitable over the years and becoming a 'Small Finance Bank' will only add up to their profitability through various lending services. The path ahead for this organization looks quite promising.

References: Standard, B. (2024) Fino Payments Bank applies for SFB license after Board’s Agreement: Finance News, Business Standard. Available at: https://www.business-standard.com/finance/news/fino-payments-bank-limited-applies-for-sfb-license-after-board-s-nod-124010801185_1.html (Accessed: 07 March 2024).

Livemint. (2021, October 29). Fino Payments Bank IPO: Retail portion fully subscribed nearly 3 times on Day 1 | Mint. Mint. https://www.livemint.com/market/ipo/fino-payments-bank-ipo-key-things-to-know-should-you-subscribe-11635473665897.html

Shukla, P. (2024, February 20). Fino to expand leadership, boost deposits before conversion to SFB: CFO. Financial Express. https://www.financialexpress.com/business/banking-finance-fino-to-expand-leadership-boost-deposits-before-conversion-to-sfb-cfo-3398867/